Credit Risk Management

Credit Risk Management is occupying centre stage in Indian commerce at the moment especially in the commercial banking industry mainly due to the heightened focus of the international regulatory authorities. This book covers all the important facets of credit risk in an integrated manner, with an added emphasis on the internal credit rating mechanism, industry profile studies and credit audit, with examples/case studies relevant in the Indian context. These aspects are considered to be the pillars of an enterprise-wide credit risk management architecture under Basel Accord II. Key Features — Lucid analysis of credit risk, with a bird’s eye view of market risk and operational risk — RBI guidelines on the various aspects of the credit risk architecture — Basel Accord II basic issues on Credit Risk Management — Directives on Specialised Lending